Why you should be thinking about adding digital wealth management to your online banking?

Unifimoney Communications

Why you should be thinking about adding digital wealth management to your online banking?

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👉 Your customers want it - retail investors are at an all time high especially GenZ and Millennials.

👉 Your competitors are offering it - Big Brand Banks have been offering investing for years, investment platforms like Robinhood and Wealthfront are offering banking products and directly competing with community FI’s

👉 It's a low cost easy product to launch - Unifimoney integrates with your online banking for a no code, low cost and low effort implementation

👉 We are a trusted partner for Financial Institutions - We are SEC registered

Why Choose Unifimoney?

Community banks and credit unions have been cautious about embracing small account self-directed investing. The market has lacked vendors with the right combination of financial stability, comprehensive features, compliance, and technical reliability—until now.

💰 Strong Financial Backing - we are majority owned by Palm Ventures

Our recent acquisition by Palm Ventures, a family office-backed investment firm, positions Unifimoney to offer your institution a reliable long term partner in digital investment services. Palm Ventures, known for its focus on social impact, healthcare, education (including DeVry University), and financial inclusion, shares our commitment to broadening financial access.

👨‍🚀 Our Unique Vision

We are building the first modern, integrated digital wealth management platform, ensuring everyone—regardless of age, wealth, or investment experience—has access to the services they need. Our "get rich slowly" philosophy emphasizes a long-term approach to financial health.

👩‍🎨 Customized Solutions for Diverse Needs

We understand that financial institutions are diverse and so are consumers. Our modular platform allows you to tailor the experience for your community. Whether you want to include or exclude features like cryptocurrency, use your own model portfolios or strategies, or add financial advisory through our partners, we have you covered.

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Latest Updates from Unifimoney:

SOC2 Certification: Ensuring top-notch security and compliance.

Exclusive Elite Partner with Alkami: Leading in digital wealth management.

New Pilot Deployment: Live with a $15bn community bank in Texas on Q2.

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Current Integrations: Alkami Technology, Jack Henry Banno, Q2

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Current Product Set:

📈 Fractional self-directed investing in stocks, ETFs, and Money Market Funds

🤖 Robo advisory

💲 Digital Assets (optional)

🥇 Fractional investing in Precious Metals (Gold, Silver, and Platinum)

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Upcoming Features on Our Roadmap:

👨‍⚕️ Health Savings Investment Accounts

👵 Retirement Accounts (Traditional, Roth, Rollover IRA)

🏧 Fixed Income options for SMBs, Consumers, and Institutions

🛫 On-demand financial planning

👩‍💼 Access to Advisors (either your existing RIAs or our network of partner RIAs

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Stay up to date on unifimoney news and product updates

© Unifimoney 2024 -- All rights reserved.

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Privacy PolicyTerms of ServiceUnifimoney RIA QOZB, LLC DisclosuresUnifimoney RIA QOZB, LLC Form CRSLegal LibraryAccessibility StatementSOC2 Compliance

All investing involves risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Please see our Legal Library for important details.

Investment advisory services are provided by Unifimoney RIA QOZB, LLC, an SEC-registered investment advisor. For important information and disclosures relating to the robo-investment account, visit https://www.unifimoney.com/legal.

Free and simple tools are available to research firms and financial professionals at https://adviserinfo.sec.gov/ or INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing.

‍Bank Products: Unifimoney is not a bank. The Cash Account is provided by First Fidelity Bank (FFB) www.ffb.com member FDIC. The cash balance in the Cash Account may earn a variable rate of interest and is eligible for FDIC insurance. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Cash deposits are not covered by SIPC.

Brokerage account services are offered through Apex Clearing and Custody, Inc. ("Apex"), a registered broker dealer, member of FINRA and SIPC. Your cash and investments are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Deposits at Apex are NOT deposits or other obligations of and are NOT guaranteed by First Fidelity Bank. Not FDIC insured-May lose value.

Digital Asset Products: Investing in digital assets involves risk, including risk of loss. Digital assets are highly volatile, can become illiquid at any time, and is for investors with a high-risk tolerance. Investors in digital assets could lose the entire value of their investment. Custody and trading of digital assets are provided by Gemini Trust Company, a New York State-chartered limited liability trust company. Digital assets are not insured by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation (“SIPC”)." and is NOT a deposit or other obligation of FFB Bank

Precious Metal Products: Precious Metal trading is offered through GBI, a New-York-based precious metals dealer. Deposits at GBI are NOT deposits or other obligations of and are NOT guaranteed by First Fidelity Bank NOT FDIC insured.

The articles and research support materials available on this site are educational and are not intended to be investment or tax advice. Unifimoney does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Unifimoney's web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

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• You must be a Shop Your Way member to be eligible for this promotion. Membership is free. Sign up here.
• Must be a new Unifimoney customer and pass KYC (verification) processes for all partners to be issued an account.
• Existing Unifimoney customers are not eligible at this time.
• You must fund your account using Astra and/or P2P transfer.
• Users must hold at least $100 initial funding, at least $100 in crypto, at least $100 in metals, and at least $100 in equities in their account for more than 60 days.
• All missions must be completed within 30 days after account registration and before the offer expires.


**Terms and Conditions of the Shop Your Way Missions Promo. Offer only available to users who have previously created an account with Shop Your Way. Offer only available to US residents (excluding residents of Hawaii). Limited time offer. Promotion begins on PLACEHOLDER and may end any time at the discretion of Unifimoney. Offer not available to new users who were not referred to Unifimoney through the Shop Your Way referral program. Offer not available if a Unifimoney account was previously opened using the same(or different) contact information. Limitations exist on max payout per user at the discretion of Unifimoney. Rewards will be recognized on a mission-by-mission completion basis. First Mission must be completed before an account is credited with a reward. Eligible customers must complete all missions in order to receive the max reward. Max payout requires the opening of an account,  funding of said account, and completion of all Missions set forth by Unifimoney Inc. before the end of the promotional period. The promotional period is determined at the sole discretion of Unifimoney. Unifimoney may update the terms and conditions for eligibility at any time. Rewards distribution will be in Gemini dollars (GUSD) and credited, if applicable, to your Unifimoney cryptocurrency account and is tradable only within the Unifimoney app. Reward recipients are able to convert GUSD to BTC immediately. Conversion of GUSD to Cash may take two or more days to reflect. No refunds are available. Users may contact Unifimoney at appsupport@unifi.money with further questions.
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• You must be a Shop Your Way member to be eligible for this promotion. Membership is free. Sign up here.
• Must be a new Unifimoney customer and pass KYC (verification) processes for all partners to be issued an account.
• Existing Unifimoney customers are not eligible at this time.
• You must fund your account using Astra and/or P2P transfer.
• Users must hold at least $100 initial funding, at least $100 in crypto, at least $100 in metals, and at least $100 in equities in their account for more than 60 days.
• All missions must be completed within 30 days after account registration and before the offer expires.


**Terms and Conditions of the Shop Your Way Missions Promo. Offer only available to users who have previously created an account with Shop Your Way. Offer only available to US residents (excluding residents of Hawaii). Limited time offer. Promotion begins on PLACEHOLDER and may end any time at the discretion of Unifimoney. Offer not available to new users who were not referred to Unifimoney through the Shop Your Way referral program. Offer not available if a Unifimoney account was previously opened using the same(or different) contact information. Limitations exist on max payout per user at the discretion of Unifimoney. Rewards will be recognized on a mission-by-mission completion basis. First Mission must be completed before an account is credited with a reward. Eligible customers must complete all missions in order to receive the max reward. Max payout requires the opening of an account,  funding of said account, and completion of all Missions set forth by Unifimoney Inc. before the end of the promotional period. The promotional period is determined at the sole discretion of Unifimoney. Unifimoney may update the terms and conditions for eligibility at any time. Rewards distribution will be in Gemini dollars (GUSD) and credited, if applicable, to your Unifimoney cryptocurrency account and is tradable only within the Unifimoney app. Reward recipients are able to convert GUSD to BTC immediately. Conversion of GUSD to Cash may take two or more days to reflect. No refunds are available. Users may contact Unifimoney at appsupport@unifi.money with further questions.
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